Best Credit Cards with DragonPass Lounge Access in Canada - October 2026

Best Cards 1st Yr Free Cash Back Travel Groceries Gas & EV Business Low Interest

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BMO VIPorter World Elite®* Mastercard®*

BMO Porter VIPorter First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $199
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,249
Welcome offer+ one round-trip companion passAfter $18,000 in 12 months: Up to 70,000 points; Ends Oct 31, 2026

Features
Issuer: BMO
Network
Loyalty Program: Porter VIPorter

Fees and terms
Annual Fee: $199/yr
Min. annual income: $80,000+

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Rewards: Rate
Porter flights: 3x
Groceries: 2x
Convenience: 2x
Transit: 2x
Gas: 2x
Restaurants: 2x

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BMO Ascend™ World Elite®* Mastercard®*

BMO BMO Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$771Annual fee rebated$150Total$921Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $921
Welcome offerAfter $20,000 in 12 months: Up to 115,000 points; Ends Dec 7, 2026

Features
Issuer: BMO
Network
Loyalty Program: BMO Rewards

Fees and terms
Annual Fee: $150/yr
Min. annual income: $80,000+

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Rewards: Rate
Travel: 5x
Restaurants: 3x
Streaming: 3x
Bills & recurring payments: 3x
Entertainment: 3x
Telecom: 3x

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BMO Blue Rewards World Elite®* Mastercard®*

BMO Blue RewardsFirst-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$670Annual fee rebated$150Total$820Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $820
Welcome offerAfter $20,000 in 12 months: Up to 100,000 points; Ends Oct 31, 2026

Features
Issuer: BMO
Network
Loyalty Program: Blue Rewards

Fees and terms
Annual Fee: $150/yr
Min. annual income: $80,000+

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Rewards: Rate
With the partner brand: 10x
Liquor stores: 2x
Warehouse clubs: 2x
Groceries: 2x
Gas: 2x

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National Bank World Elite® Mastercard®

National Bank NBC RewardsFirst-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $150
Our valuationMilesopedia first-year estimate First-year valueAnnual fee rebated$150Annual credit$150Total$300Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $300
Welcome offer$150 annual fee rebated: First Year Annual Fee Rebate; Ends Nov 4, 2026

Features
Issuer: National Bank
Network
Loyalty Program: NBC Rewards

Fees and terms
Annual Fee: $150/yr
Min. annual income: $80,000+

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Rewards: Rate
Restaurants: 5x
Groceries: 5x
Gas: 2x
Bills & recurring payments: 2x
Travel: 2x

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Tangerine® Rewards World Elite Mastercard®*

Tangerine Scene+

Annual fee: $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $500
Welcome offerAfter $5,000 in 3 months: Up to 50,000 points; Ends Jan 31, 2027

Features
Issuer: Tangerine
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $80,000+

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Rewards: Rate
Groceries: 1.5x
Gas: 1.5x
Bills & recurring payments: 1.5x

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BMO Ascend World Elite Mastercard for Business

BMO® Ascend World Elite®* Business Mastercard®*

Business BMO BMO Rewards First-Year Annual Fee Rebate

Annual feeNo annual fee the first year: $0 $175
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,005Annual fee rebated$175Total$1,180Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $1,180
Welcome offerAfter $30,000 in 12 months: Up to 150,000 points

Features
Issuer: BMO
Network
Loyalty Program: BMO Rewards

Fees and terms
Annual Fee: $175/yr
Min. annual income: —

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Rewards: Rate
Gas: 4x
Office: 4x
Telecom: 4x

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Tangerine® Money-Back World Mastercard®*

Tangerine Cash Back

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$120Total$120Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $120
Welcome offerAfter $1,500 in 3 months: $120 cash back; Ends Nov 30, 2026

Features
Issuer: Tangerine
Network
Loyalty Program: Cash Back