- Annual feeNo annual fee the first year
- $0 $150
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$771Annual fee rebated$150Total$921Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $921
- Welcome offerAfter $20,000 in 12 months
- Up to 115,000 points
- Ends Dec 7, 2026
Apply Now
on BMO's website
- Features
- Issuer
- BMO
- Network
- Loyalty Program
- BMO Rewards
- Fees and terms
- Annual Fee
- $150/yr
- Min. annual income
- $80,000+
- Rewards
- Rate
- Travel
- 5x
- Restaurants
- 3x
- Streaming
- 3x
- Bills & recurring payments
- 3x
- Entertainment
- 3x
- Telecom
- 3x
